One thing that resulted from the killing by Luigi Mangione of the CEO of the health insurance conglomerate known as UnitedHealth is that it has resulted in that company’s practices getting closer scrutiny. And what is being revealed is ugly and bound to create even more anger against the company and its executives.
The whole private health insurance system in the US is systematically flawed and breeds corruption. Putting in private, profit-seeking entities such as hospitals and insurance companies between doctors and patients lead inevitably to fraud and waste and a siphoning off of resources that should go into health care into the pockets of insurance executives. UnitedHeath is by no means an outlier though it may be the most egregious offender because of its size and perhaps its greed.
The conditions for abuse within the Medicare and Medicaid system is clear. The government gives the insurance companies a lump sum, as opposed to per treatment. Whatever remains after the cost of treatment is profit for the insurance company. Hence there is a built in incentive to deny health care and UnitedHealth found many ways to do so.
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