So far, the first two life stages of student and householder described by Hindu philosophy would not seem that different from any western concept of those stages. It is the next two stages (retirement and sannyasin) that the paths start to diverge.
In the US at least, people approach retirement with mixed feelings. For those people who loathe their jobs, it may come as a welcome relief from a routine that they find hateful, a chance to enjoy life free from restrictions. Such people look forward to retirement.