Attentive readers may have noticed a while ago when I started referring to my robot boyfriend as my robot fiancé. As I’ve told various people, we’ve been cohabiting for years, so we’re functionally already married. But after graduating, getting legally married has become a good financial decision, for two reasons.
First, it lowers our taxes. The general principle is that marriage most benefits couples where one partner has much higher income than the other.1 Since I’ve been unemployed for at least the first half of 2018, marriage very likely benefits us this year.
Second, it lets me buy health insurance through my partner’s employer. This is fairly significant, because I regularly take medication for asthma, and this stuff is surprisingly expensive without insurance coverage. Obamacare guarantees that I at least have the option to buy healthcare, but as I found out when I looked at insurance plans last December, the options aren’t nearly as good as what you can get through employers or universities.