Why I don’t file my taxes electronically

The deadline for filing taxes is April 17 and so I mailed in my tax returns over the weekend. Yes, I still send in paper returns via snail mail. It is not that I am a Luddite, not entirely anyway. In fact, I wrote my own spreadsheet for taxes many years ago that I update each year to accommodate any changes. All I have to do is input the data and it calculates my federal, state, and local taxes in exactly the same format as the tax forms. I then download the fillable pdf forms from the various government websites and copy the figures from my spreadsheet onto the forms. [Read more…]

Using wills to rule from the grave

The last will of a person is usually considered binding on the executors and people sometimes try to ‘rule from the grave’ by laying down stiff conditions that heirs must meet in order to get their inheritance. Putting such conditions always struck me as a bad idea except in the case where the heirs were small children or otherwise incompetent to handle their own affairs, but such requests are almost always obligatory. [Read more…]