note: my RP by comment is still going and open for two more players. see this post.
Debt is a motherfucker. Our society is usurious as all hell, stealing from the education system to leave people innumerate and cutting so much slack to “legitimate” businesses that they all degenerate into con jobs and pyramid schemes, abusing people’s lack of savvy to run up egregious debts on them, run them ragged for life on the debt treadmill. It’s not sustainable; the subprime mortgage scandal was caused by lending imprudently, the idea you could keep the bullshit rolling on stone blood forever.
I myself was a victim of “legitimate” businesses selling debt on lies. It was student debt, racked up to obscene amounts through interest I was never ever going to be able to pay off. While Shitler and his Shitbirds have taken a wrecking ball to student loan forgiveness and income-based repayment programs, as of this moment, my own forgiveness is still safe because it was part of a court case against various for-profit schools that used misleading material to make us think employment was much more certain and would be much more well-compensated than it actually was. I’ve got some kind of long-term deferral waiting for the forgiveness to be processed. Thank fuck, and here’s hoping there doesn’t come an executive order to overturn that court case as part of the Arbeit Macht Frei Act of 2027, to pump up the population of debtor’s prisons.
Many other USians are not so lucky, having been all lined up to get their debts forgiven under Biden policies that were hammered by conservative assholes. Even a fucking three year old knows that “no backsies’ is sacred. Don’t tell us we’re getting loans forgiven and then renege. That’s injustice, motherfuckers. Anyway, the latest evil evil fuckshit to come from on high is that any student loans in default are being sent to collection agencies.
Have you heard of collection agencies, or are you from one of the hell countries where these things are real? A business that is incentivized to keep you from paying as long as possible while also abusing you into paying as much as possible, created this creepy system where they make feinting attempts to notify you of the debt for a while, shots across the bow, while running up whatever they thought would be a cool interest rate. Then they start the harassment, the repossessions, the wage garnishments.
Considering the staggering size student loan debts can run to, this is a recipe for hounding people to suicide or homelessness or other terrible situations and harms. These motherfuckers are ghouls. They live in golden palaces and sleep in the down of sacrificial doves, but it’s not enough. The view from heaven only satisfies if they are looking down on eternal torment in hell.
I am bothered by this because of the certainty that my own loan forgiveness is in their sights, that they’re going to kill it the second they can come up with a way to do so. But much more than that, I am bothered on behalf of the people who are suffering through this policy right now. It’s like, I’d be bothered if I might get shot, but not nearly as much as seeing someone else shot in front of me. That’s how I feel about the victims of this policy.
I had some chipper motherfucker tell me once that Biden’s loan forgiveness programs were buying votes. Well, who makes for a better world, somebody who buys votes by making lives better or someone who buys votes by making lives end? But this is what ameriKKKa wanted. Torment. Hell. Because it’s always gonna be someone else’s suffering right? Never you, no sirree.
It’s cool to see people show up big for protests, but I know those are the people who voted. And all the bitches who sat it out, they’re driving by oblivious. Get out of the way, you old hippies with your illegible handmade signs. I need to get to my third job to toil away the rest of my life because doncha know both sides are exactly the same and things couldn’t possibly be worse under the one the nazis liked so much.
Feeling tired. Anyway, Shitler keeps making regular people into desperate motherfuckers with nothing to lose, which is exactly the kind of people he needs to be fearing. I’m glad the fear centers of his brain seem to have been replaced with aluminum amyloids and jelly beans. I’m glad he won’t see it coming, because it’ll be more likely to land next time.
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