This Pearls Before Swine cartoon struck home for me because, like Rat, I have an iPhone 5. I am not one that needs to have the latest version of anything. If the old one works, I stick with it. In fact, I have never bought a cell phone in my life. The ones I have used have all been hand-me-downs from my spouse or children when they upgrade to new phones.
I am perfectly happy with my old iPhone 5 and would be quite content to continue to use it forever because it seems to be working fine as far as its basic functions of calls and texts and its data storage features. But I am feeling pressure to upgrade. The problem is not the phone itself but that one by one, various apps are upgrading to versions that are no longer supported by the phone. The iOS operating system I have is 10.3.4 which is the latest one that my hardware can support but the updates of various apps require newer versions of iOS and that would require me to get a newer phone just to use those apps.
I am holding out for now even though some things (like depositing checks in my bank account) can no longer be done by phone and I have to do it the old-fashioned way.