Seems like everyone I know was either attacked by a dog or hit by a car as a child, receiving a settlement of $20,000 on reaching adulthood. They wasted it on computers which were immediately obsolete and that kind of thing. More recently, I know someone who received $20,000 in life insurance payout from a parent’s death, and that person was a jumped-up maniac that wasted his money on endeavors that nearly killed him. Why is it always $20,000 and why can’t I get that? I’d spend half on top surgery for a trans dude I know and save the rest for taxes and bills and such. What would you do with the magic $20K?