In my first post in this four-part series, I pointed out that the choice of doctors and hospitals is very limited in the US. But as I continue to look further into my ‘free’ colonoscopy I discover more pitfalls.
I know that insurance companies try to find ways to avoid paying so I analyze my policy carefully and call the insurance company and ask what the word ‘routine’ means, since only those kinds of colonoscopies are free. I am told that the colonoscopy is considered routine if it is done as part of a regular check-up and not because of any symptoms that might suggest that I may actually have colon cancer.
This strikes me as bizarre, that the procedure is free only if there are no indications at all that I have any problem. The slightest hint of a symptom and bang, I am on the hook for well over a thousand dollars, the cost of the procedure.
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