I could not live in a warm climate — the constant low level discomfort would be intolerable. But today, after spending a half hour outside, I realized that at least I wouldn’t experience the intense, outright pain that one feels at -20°C. I guess it’s a choice between short periods of sharp physical pain vs. long periods of unpleasantness, and I choose pain over discomfort.
But I at least can sympathize a bit with people who choose otherwise. I can’t feel my hands right now, and my toes are whimpering at me.