Kiva project: December 2012


Hey everyone, seeing as it’s the beginning of the month, it’s time once again to reach into the Kiva fund and spread some love. Here’s where this month’s funds went:

Razan – Jordan

Razan is a 20-year-old lady who has six siblings living in the same house with their parents. Razan is a university student majoring in mathematics; she has chosen this major to combine her passion for numbers and her desire to become a teacher. Now she has applied for this loan to continue with her path and pay for her upcoming semester fees.

Adama – Burkina Faso

Adama is single, and he has no children. For the past two years, he has been enrolled at the ESTPO (the Ouagadougou University of Public Works), where he is pursuing an advanced technician’s degree. He is studying here because the ESTPO is a leading school in the field of civil engineering studies in our country.  Adama wants to finance his higher education studies. During school breaks, he does practical internships, in order to gain professional experience. Once he completes his advanced technician’s degree, he plans to find employment, pay back his loan, and then work towards other goals.

Juan – Colombia

Juan Carlos, 23, was born in Quibdó, capital of El Chocó, on the Colombian Pacific coast. To pay for his Bachelor degree in English and French in the university he worked first as an assistant in a grocery store, then as a private watchman and finally as a pizza cook at a fast-food restaurant. His father died when he was 15-years-old and his mother works as a domestic employee. He currently lives with her and his four younger siblings.

“At my return to Colombia, I see myself generating new educational policies that will be aimed at a more pertinent education that will be focused on regional needs rather than on copies of foreign models that do not adjust to our own realities thus promoting the use of our strengths.”

Razia – Pakistan

Ms Razia is a 47-year-old married woman. She took the initiative to run a business making shoes 10 years ago with her three sons. One of her sons is shown in the photo sitting with Razia. She started her business at a very small level and wanted to expand to earn more profit. In order to get the desired business productivity, she told a Kashf foundation business development officer about her business expansion and she was able to access quality micro-finance services that played an integral role in her business productivity.

The repayments of our loans are coming in fast enough that we can keep the money that already exists circulating around different projects month to month. I’m also starting to get more invitations to speak at and/or attend conferences and conventions. What this means is that I’d like to start keeping the money this blog (courtesy of your hits) generates as a ‘travel fund’ to defray the cost of attending things like CONvergence in July, or perhaps even traveling to a Skepticon or something like that. I haven’t yet made up my mind to do this, but unless there are any strong objections, I am leaning in that direction.

Also, our money last month went to disaster relief in Haiti. I realize I didn’t update people on that, so there you go.

For the month of October, we made $46.38, and loaned $50.
For the month of November, we made $65.81, and loaned $50.
For the month of December, we made $44.76, and loaned $50.
For the month of January, we made $58.59.
For the month of February, we made $57.33 and loaned $125.
For the month of March, we made $78.68 and loaned $125.
For the month of April, we made $64.62, and loaned $57.50
For the month of May, we made $58.45, and loaned $75.00
For the month of June, we made $55.38.
For the month of July, we made $73.87, and loaned $175.00
For the month of August, we made $112.36, and donated it to disaster relief in Haiti.

Total amount loaned so far: $825.00
Total loan funds repaid: $303.61
Charity donations (Red Cross Canada): $50
Charity donations (Red Cross Haiti disaster relief): $120

Fund balance: $43.66

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