1. Trebuchet says

    Not wacked, just undereducated, poor, and able to be frightened by advertising. That said, the cost of death in this country is ridiculous. That’s how they’re able to convince people that they’d be bankrupted if they lose their kid and should spend more of what they already don’t have.

  2. carlie says

    Eh. My parents got it for me when I was little, although I think it was the lifetime plan rather than term way back then. It came in handy the year in my 20s when I owed the IRS a thousand dollars I didn’t have – I cashed it in to pay off the tax bill. I assume that was more than they’d put into it, but I’m not sure. In any case, it wouldn’t have been there otherwise.

    Note: I do not endorse this method of savings.